Financing

At Mattress Lux, we believe in helping people sleep better and making that as affordable as possible, so we offer a wide range of options to help you get a better night's sleep! 
Click any of the banners below to apply for no credit needed financing!

SYNCHRONY FINANCIAL

GET UP TO 60 MONTHS AT 0% INTEREST†

Click this banner to apply!

Synchrony Financial

(Can not combine 24 - 60 month financing with other sale prices)

 Promotional Period Minimum Purchase Offer Valid
6 Months $0 24/7/365
12 Months $0 24/7/365
24 Months $1,599 24/7/365
36 Months $1,999 24/7/365
48 Months $2,499 24/7/365
60 Months $3,000 24/7/365

"NO CREDIT NEEDED" OPTIONS ALSO AVAILABLE

Uown Leasing

NO CREDIT NEEDED

Eligibility requirements

We don't ask a lot. Our application is simple and easy to complete.

Income History

Do you have a three-month history with your current employer or source of income?

Monthly Income

Do you deposit $1,000 or more into your checking account each month?

Checking Account

Have you had a checking account for at least 90 days?

Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?

IF SO, CLICK THE "UOWN" BANNER BELOW TO APPLY TODAY!

 

 

 

 

†Synchrony is subject to credit approval. Minimum monthly payments required. See store for details.

0% APR: 5 years* with a minimum purchase of $2499, 4 years* with a minimum purchase of $1599, 3 years* with a minimum purchase of $1099 on your Mattress Firm credit card. 60, 48, or 36 equal monthly payments required. *Offer valid 5/1/21-9/30/21 and applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. Down payment equal to sales tax and delivery may be required at point of purchase. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

‡No interest will be charged on the promo balance (including tax and delivery) if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%/Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.