Financing



financing options

At Mattress Lux, we believe in helping people sleep better and making that as affordable as possible, so we offer a wide range of financing options to help you get a better night's sleep! 


Financing your new mattress or sleep accessories at Mattress Lux is designed to provide you with the utmost convenience and flexibility. We understand the importance of a good night's sleep and want to ensure it's within reach for everyone. That's why we offer a variety of financing options tailored to suit your individual needs and financial preferences.


Our financing/leasing solutions, such as Synchrony and Progressive Leasing, have been carefully selected to cater to different circumstances. Whether you're looking for 0% interest for 12 months with Synchrony or a no-credit-needed option with Progressive Leasing, we have you covered. We believe in transparency and will provide you with all the necessary details and terms upfront, so you can make an informed decision that aligns perfectly with your budget and sleep aspirations. Sleep better and affordably with Mattress Lux's convenient financing/leasing options.


Click any of the banners below to apply for no credit needed financing/leasing!

SYNCHRONY FINANCE

GET UP TO 60 MONTHS AT 0% INTEREST†

Click this banner to apply!


(Can not combine 24 - 60 month financing with other sale prices)

 Promotional Period Minimum Purchase Offer Valid
6 Months $0 24/7/365
12 Months $0 24/7/365
24 Months $1,599 24/7/365
36 Months $1,999 24/7/365
48 Months $2,499 24/7/365
60 Months $3,000 24/7/365

"NO CREDIT NEEDED" OPTIONS ALSO AVAILABLE

Progressive Leasing

Eligibility requirements

We don't ask a lot. Our application is simple and easy to complete.

Income History

Do you have a three-month history with your current employer or source of income?

Monthly Income

Do you deposit $1,000 or more into your checking account each month?

Checking Account

Have you had a checking account for at least 90 days?

Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?

Progressive No Credit Financing

†Synchrony is subject to credit approval. Minimum monthly payments required. See store for details.

Financing & Leasing Frequently Asked Questions

At Mattress Lux, we provide two primary financing/leasing options: Synchrony, which offers 0% interest for 12 months with the possibility of longer terms, and Progressive Leasing, a no-credit-needed solution for those seeking flexibility in their purchases.

With Synchrony , you can enjoy 0% interest financing for the initial 12 months, making it easier to afford the mattress of your dreams. For longer-term financing, please inquire about the available options and their terms.

Progressive Leasing allows customers to make purchases without needing credit. This provides an accessible and convenient option for individuals who may not have established credit or are looking for a straightforward financing/leasing solution. 

Applying for financing is easy and can be done during the checkout process on our website. Simply select your preferred financing option, follow the prompts, and provide the necessary information for approval.

We believe in transparency. You will receive complete details regarding fees, terms, and conditions associated with your chosen financing option before finalizing your purchase. Mattress Lux aims to ensure that you have a clear understanding of your financial commitment.