The lease-to-own program from Progressive Leasing lets you pay over time for the sleep system you want now. Progressive offers a simple lease program where you make payments over time. Once the payments are made in full, you own the products. Lease-to-own program is provided by Prog Leasing, LLC.

You can complete the lease application online, typically in under five minutes. Once approved, please call a Mattress Lux representative at 470-240-9185 or visit our stores to make your lease purchase. The Progressive Leasing program is not currently available online or in MN, NJ, VT, WI & WY. Not all applicants are approved.

You must be 18 years or older (19 years or older in AL), and have a valid Social Security Number, routing and account numbers for an open and active checking account, and a credit or debit card (pre-paid cards not accepted).

Applying for a lease with Progressive Leasing should not impact your FICO score; however, we do look at credit bureau reports, and this inquiry may appear on your credit report.

Approval amounts will vary. Progressive looks at several data points, including employment status and banking history. If it is determined that a Progressive Lease is a good fit, an approval and amount will be provided. The minimum lease amount must be at least $150.

There is no processing fee. Progressive charges an initial $79 payment when you sign the lease (payment varies in CA). This is your first payment and part of the total cost of the lease. If you are not approved, you will not be charged.

The lease agreement is typically 12 months. However, there are early purchase options that allow you to own the product sooner.

Payments will be automatically deducted from your checking account or charged to your credit card. Your payment frequency will depend upon the payday frequency provided on your application.

Your payment amount will be determined by the price of the products you add to the lease. There is a Payment Estimator on the application link where you can estimate what your payments will be. Your exact payment amount will be found in the Lease Agreement, which will be available for your review prior to signing. If you have any additional questions, you can speak with a Progressive Leasing customer service representative at 877-898-1970.

Contact a Progressive Leasing customer service representative at 877-898-1970. Customer service representatives are available Monday through Friday from 8 a.m. to 5 p.m. (MST), on Saturdays between 8 a.m. and 4 p.m. (MST), and are not available on Sundays. You may also access your account online via the customer portal anytime at myaccount.progleasing.com.

Yes. You can purchase the product at any time, however, the lease is set up to be 12 months in duration. If you pay it off in the first 90 days, you can take advantage of the 90-day purchase option (3-month purchase option in CA) provided in your Lease Agreement. Within 90 days, you will only pay the actual cash price for the products you selected, plus the $79 initial payment (same as cash in CA). After 90 days, early buyout options are available, but vary by state.

Yes. You can cancel your lease at any time. If the product on your order qualifies for return within the Mattress Lux sleep trial period, you can return it to any Mattress Lux store or ship it back. If your product does not qualify for return under the sleep trial, you can return your merchandise to Progressive Leasing to cancel the lease. You will need to contact Progressive Leasing customer service at 877-898-1970 prior to any return.

You will need to contact Progressive Leasing customer service at 877-898-1970. Progressive will evaluate the product to determine the proper course of action.

You can contact Progressive Leasing customer service at 877-898-1970. You can also contact a Mattress Lux representative at 470-240-9185.